Credit, Collections & Lending Solutions for Sustainable Growth.
π· Credit Adjudication β Reviewing credit applications, applying risk assessment models, and determining approval criteria to ensure informed credit decisions.
π· Client Credit Evaluation β Analyzing financial reports, credit scores, payment history, and adjusting credit limits to minimize credit risk exposure.
π· Vendor & Supplier Risk Analysis β Assessing creditworthiness to prevent defaults.
π· Custom Risk Reports β Delivering insights on potential risks in extending credit.
π· Cash Application β Allocating incoming payments accurately and efficiently.
π· Late Payment Follow-ups β Following up on late payments but not delinquent accounts.
π· Aging Report Analysis β Identifying high-risk accounts based on overdue balances.
π· Custom Credit Approval Framework β Defining payment terms and approval protocols.
π· Risk Mitigation Strategies β Structuring policies to minimize financial exposure.
π· Compliance with Credit Regulations β Ensuring adherence to legal and industry standards.
π· Support for Implementation β Assisting with rollout and integration into business operations.
π· Collection Activities β Implementing strategies to recover overdue payments.
π· Payment Negotiation & Settlement β Facilitating agreements to resolve outstanding debts.
π· Legal Remedies Consulting β Advising on legal options for overdue debts.
π· Project Assessment and Feasibility Analysis β Evaluating project viability and credit risk to align with lender requirements.
π· Proforma Financial Statement Preparation β Developing detailed, accurate proforma statements to support funding applications.
π· Lending Documentation Support β Preparing and reviewing loan packages, including narratives and financial exhibits, tailored to the lender requirement.
π· Project Presentation and Advocacy β Representing your organization in meetings and presentations to lenders and funding bodies to facilitate approvals.
π· Ongoing Advisory and Compliance Support β Providing continuous guidance throughout the lending process to ensure compliance and successful project execution.
π· Commercial Mortgage and Loan Underwriting β For municipalities, municipal and non-municipal corporations.
π· Documentation Support β Collaborate with partners to ensure compliance and mitigate risk.
π· Financial & Legal Review β Analyze financials, legal, and third-party reports to identify risks and recommend solutions.
π· Information Gap Resolution β Identify and address critical data gaps.
π· Funding Structuring β Advise on financing for multi-million-dollar infrastructure and housing projects.
π· Contracting Support β Ensure loans and grants comply with terms during contracting.
π· Loan Compliance β Review loans for covenant adherence and borrower stability.